Rent is only one part of the monthly cost of living. A rent that looks manageable on its own can feel different once electricity, heating, broadband, transport, food and debt payments are included.

A simple way to check rent

Start with your monthly take-home pay. Then add the rent and the regular bills connected to the place. Compare that total with your monthly pay.

Open the Rent Affordability Calculator

Costs to include

  • Rent
  • Electricity and heating
  • Waste charges or management fees
  • Broadband, TV and phone
  • Transport from the area to work or college
  • Existing loans or credit card payments

Why the location matters

A cheaper rent can still be expensive if the transport cost is much higher. A slightly dearer place can sometimes work better if it reduces commuting costs or gives you more predictable monthly spending.

This is general information only. It is not financial advice.