When planning where to live, it helps to look beyond the rent or mortgage payment. The real monthly cost is usually the total of several smaller regular payments.
Common monthly costs
- Rent or mortgage repayment
- Electricity and gas
- Waste charges
- Broadband and phone
- Food and household basics
- Transport or fuel
- Insurance, service charges or management fees
- Subscriptions and other regular payments
Open the Monthly Housing Costs Calculator
Why this helps
Adding everything together gives a clearer monthly figure. It can help you compare two areas, check whether a move is affordable, or decide how much should be left for savings and unexpected costs.
Useful related tools
You may also find the Mortgage Calculator, Local Property Tax Calculator, and Savings Goal Calculator useful for rough planning.
This is general information only. Always check your own figures carefully.